Protecting your private information is our priority. This Statement of Privacy applies to the website www.general-credit.com and General Credit Service, and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to General Credit Service, or GCS, include www.general-credit.com and General Credit Service. By using the General Credit Service website, you consent to the data practices described in this statement.

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Collection of your Personal Information

General Credit Service may collect personally identifiable information such as your name. If you use General Credit Service’s products and/or services, we may collect billing and credit card information. This information is used to complete the service or payment transaction. We may gather additional personal or non-personal information in the future.

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Information about your computer hardware and/or software may be collected by General Credit Service when you visit www.general-credit.com. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the General Credit Service website.

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Use of your Personal Information

General Credit Service collects and uses your personal information to operate its website(s) and deliver the services you have requested.

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General Credit Service does not sell, rent, or lease its customer lists or email addresses to third parties. Neither does General Credit Service sell, rent or lease the personal information of consumers for accounts it services.

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General Credit Service will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the law or comply with legal process served on General Credit Service; (b) protect and defend the rights or property of General Credit Service; and, (c) act under exigent circumstances to protect the personal safety of users of General Credit Service, or the public.

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Use of Cookies

The General Credit Service website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

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One of the primary purposes of the cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have turned to a specific page. For example, if you personalize General Credit Service pages, or register with General Credit Service site or services, a cookie helps General Credit Service to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same General Credit Service website, the information you previously provided can be retrieved, so you can easily use the General Credit Service features that you customized.

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You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the General Credit Service services or websites you visit.

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Security of your Personal Information

General Credit Service secures your personal information from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.